How to track crypto, gold and savings in one app

You can track crypto, gold and savings in one app by entering each holding manually and letting the app price the market-moving parts, crypto and metals, at live rates while you update fixed balances like savings and cash yourself. Net Worth Tracker does this for all three, plus property and general investments, so your whole net worth shows as one figure instead of three separate apps you have to check and add up by hand.

Why these assets usually end up in separate apps

A crypto exchange app is built to show your coins. A metals dealer’s app is built to sell you more metal. A banking app only knows about the accounts you hold there. Each one does its own job well, but none of them know the others exist, and none of them can tell you what you are actually worth once everything is added together. If your wealth is spread across a crypto wallet, a stack of silver in a safe, a savings account and maybe some property, the only way to see the whole picture is to open every app and add the numbers yourself, and that total is out of date the moment you finish typing it.

What actually needs live pricing and what does not

Not every asset in your net worth behaves the same way. Splitting them into two groups makes the tracking problem much simpler.

• Market-priced assets: crypto and precious metals change value constantly, based on a public market price you have no control over. These need live pricing to stay accurate.
• Fixed-value assets: savings, cash and, in practice, property, only change when something actually happens: a deposit, a withdrawal, a new valuation. These just need updating when they change, not every day.

A good all-in-one tracker treats these two groups differently. It fetches live prices for the first group automatically and simply stores whatever number you give it for the second, so you are not manually refreshing a crypto price every day just to keep a total accurate.

Setting it up in Net Worth Tracker

1. Add your crypto by coin and amount. Prices update live, and you can log each buy and sell so the app calculates your average purchase price for you.
2. Add your gold and silver by weight and purity. These are also priced at live spot rates.
3. Add your savings, cash and property at their current value. Update these whenever the real number changes.
4. Check the dashboard for your total net worth, your allocation across each asset type, and how the total has moved over time. A home screen widget shows the headline number without opening the app.

Everything is entered by hand rather than pulled from a linked account, which means there is no exchange login or bank password stored anywhere. It also means the setup takes the same few minutes regardless of how many different exchanges, wallets or banks your assets actually sit in.

Seeing your real allocation across asset types

Once crypto, metals and savings sit in one place, you can finally answer a question that is nearly impossible to answer with separate apps: what percentage of your total wealth is in each type of asset. A chart of your allocation shows this at a glance and updates itself as prices move, which matters because crypto’s share of your net worth can swing noticeably in a single week even if you have not bought or sold anything. Watching that split helps you notice when one asset has grown to dominate your net worth without you deciding it should.

Keeping the whole thing private

Because nothing is linked to an exchange or a bank, there is no third party with standing access to your accounts and nothing that can be exposed if a service you use elsewhere is breached. Everything lives on your device, and you can lock the app behind Face ID or Touch ID so a total this personal is not sitting open on your phone for anyone to see if they pick it up.

Frequently asked questions

Can I track crypto and gold in the same app without linking my exchange?

Yes. Net Worth Tracker lets you enter your crypto and metals holdings by hand, then prices them at live rates, so you never need to connect an exchange account or wallet.

Do I need to update my savings balance every day?

No. Savings and cash only need updating when the actual balance changes. Crypto and metals are the parts that update on their own, since they are priced live.